Leadership Principles Series: Develop A Theme
“Teamwork is the ability to work together toward a common vision. The ability to direct individual accomplishments toward organizational objectives. It is the fuel that allows common people to attain uncommon results.” Andrew Carnegie In the late 1920s our nation was plunged into some of the darkest days we have ever faced. This dark time […]
Leadership Principles Series: Rhythms and Measures
Leadership Principle Series: Success Stories and Celebrations “A good story can take you on a fantastic journey.” Walt Disney 2020 – A year that will go down in history defined by turmoil, upheaval, and changes to the status quo. This year has been marked by unique and culture-shaping challenges, from the COVID-19 pandemic to one […]
Leadership Principles Series: Success Stories and Celebrations
“A good story can take you on a fantastic journey.” Walt Disney 2020 – A year that will go down in history defined by turmoil, upheaval, and changes to the status quo. This year has been marked by unique and culture-shaping challenges, from the COVID-19 pandemic to one of the most heated presidential elections in […]
Financial Planning Just Got Easier
Common financial wisdom holds that everyone should have an emergency savings fund with at least a few months of expenses to live off of in case you lose your job or have a health emergency. But what happens when the emergency hits and you need to take money out of savings? In April 2020, partly […]
Congratulations First Exchange Bank Board of Directors Member Mark Mangano
Congratulations to First Exchange Bank Board of Directors Member Mark Mangano on his appointment by Governor Jim Justice to the West Virginia Board of Treasury Investments! The West Virginia Board of Treasury Investments provides prudent investment management for the State’s short-term operating funds. The Board consists of five members. The Governor, State Treasurer, and State […]
Using Online Banking For Your Business
Flexibility is key to being successful in business today. Whether it is changing your business model to meet the needs of the market, incorporating new technologies, or dealing with a global pandemic, your adaptability can mean the difference between being profitable or having to close your doors. This past year’s COVID-19 lockdowns and social distancing […]
How To Apply For Your First Business Loan: Everything You Need to Know
As a new business owner, you’ve got a lot on your plate. You may dream about what you’d do with your first business loan, but actually researching the process and taking that step to apply can feel overwhelming. Luckily, we’ve broken down pertinent information for you in this handy guide to applying for your first business […]
Single Close Construction Loans Explained
In spite of the pandemic, the real estate market in North Central West Virginia remains strong and stable. With interest rates historically low, there has never been a better time to borrow money to buy a home—if you can find one before it gets snapped up! Alternatively, building your dream home gives you more control and […]
How To Choose Between A Variable and Fixed Rate Mortgage
How To Choose Between a Variable and Fixed Rate If you’re buying a home in West Virginia, you may want to apply for a mortgage now. But which mortgage type should you choose? Learn more about the differences between a variable and fixed-rate mortgage. Are you planning to buy your first or next home in West Virginia […]
When To Refinance A Mortgage
West Virginia has been experiencing the same real estate trends as the rest of the country: low supply and increased demand driving up prices while mortgage interest rates stay historically low, according to a recent article in WV News. For homeowners considering a mortgage refinance, this means you could lock in a lower interest rate while […]
