Holiday Spending Recovery Tips for 2025
Many people end the holiday season with a little more around their waist, and a little less in their wallets and bank accounts. It’s normal to get caught up in wintertime festivities, where you avoid exercise and saving while eating and spending more. We’re not experts on dieting or physical fitness, but we can help […]
Tips for How to Boost Your Credit Score in 2025
A credit score can have a dramatic impact on your life. This includes your ability to obtain a mortgage or a lease, your ability to find a job, your insurance premiums, and your cost of borrowing money. At First Exchange Bank, we deal with credit scores and credit reports all the time so we’re frequently […]
Should You Give Your Teen a Debit Card?
There are many milestones while raising a child. As your child becomes a teenager, the milestones start to speed up: first job, first driver’s license, high school graduation, and so on. Somewhere in there, your teen may be ready for their first checking account and debit card. After all, their increasing independence means you aren’t […]
How to Prepare Your West Virginia Home for the Winter
You’re already taking steps to protect your biggest investment: your home. You have proper and adequate insurance, you spend money on repairs (or repair things yourself), and you invest in home improvements. But safeguarding your home means different things depending on where you live, especially when it comes to the weather. Living in West Virginia […]
How to Get Involved in Morgantown’s Community Organizations
Home to West Virginia University (Let’s Go Mountaineers!), Morgantown is a vibrant city with a rich history and a welcoming attitude. Whether you recently moved for school or work, or you’re a lifelong resident, there are plenty of ways to get involved with your community. In this article, we’ll look at a wide range of […]
How to Fund Your Growing Morgantown Business
With the West Virginia University as its backbone and an abundance of natural resources in the surrounding area, Morgantown has become a major economic player in our region. A hub of arts and culture, Morgantown has attracted residents from across the state and the country and harbors a burgeoning international community. Morgantown’s growing population can […]
Checking vs. Savings: What’s The Difference?
There are plenty of bank account options out there, but finding the right one for you can be hard. You may not even be sure which features and benefits you need and which you don’t. Whether you’re looking for a new checking account, wondering if you need a savings account, or both, keep reading to […]
Calculating Your Retirement Cost of Living in West Virigina
How to Retire in North Central WV Whether you just started your career in West Virginia, are considering moving to our region to be closer to family or take advantage of our low cost of living and scenic beauty, or have been a Mountaineer your whole life, planning for your retirement is an essential part […]
9 Holiday Budgeting Tips to Avoid Overspending This Year
With all the excitement of the holiday season, it’s tempting to overspend on fun activities and gifts for all your friends and family. According to consumer spending reports, 70% of Americans admit to spending more than their planned holiday budget. As you prepare for the holidays in West Virginia this year, here are a few […]
Home Buying Tips for Single Women
Buying A Home As A Single Woman? Here’s Some Tips For Buying A House According to the National Association of Realtors, single women accounted for 11% of homes purchased in 2019, compared to the 7% of homes purchased by single men. So, if you are a woman buying a house on one income, you’re in […]
